Carolina HealthWorks
Coverage for NC Chamber Members
Built for small businesses with 2 to 50 employees, Carolina HealthWorks provides an easy, affordable way to offer your employees high-quality health coverage. Carolina HealthWorks is specifically designed for members of the NC Chamber and participating local Chambers.
NOTE: Offer details pending NC Department of Insurance approval.
Flexible Coverage That Fits Your Business & Your Budget
Carolina HealthWorks is a special multiple employer welfare arrangement available to members of the NC Chamber or one of its participating local chambers. By joining forces with other members, companies with as few as two employees become part of a large group for access to affordable rates and broader benefits.
With a variety of health plan options, as well as dental and vision coverage, you’re sure to find one that meets your team’s needs. All Carolina HealthWorks plans are provided by Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Works for Business:
- Competitive Rates
- Fixed Monthly Payments
- A Variety of Plan Options
- Easy to Manage
Works for Employees:
- Affordable Coverage
- Broad, Nationwide Network
- Health & Wellness Programs
What Can You Expect From Your Carolina HealthWorks Plan?
Carolina HealthWorks is a flexible, cost-effective health plan with fixed monthly payments for employers. The plan is sponsored by the NC Chamber Trust (in partnership with Blue Cross NC) and member businesses benefit from simplified administration and greater savings from shared risk.
Being part of this larger group also means your business is protected from high-cost claims. The plan provides financial protection through stop loss coverage. So, even if an unexpected, costly claim shows up, you’ll still pay the same stable, fixed rate. With no surprise expenses, you have greater control over cash flow and budgeting. It’s a great alternative to Affordable Care Act (ACA) plans that can lead to significant savings for your business.
- Have 2 to 50 eligible employees.
- Are headquartered in North Carolina.
- Are members of the NC Chamber or a participating local Chamber.
- Traditional: Copays, deductible, and coinsurance.
- All Copay: No deductible or coinsurance – only copays for all covered in-network services.
- HSA-Eligible: Deductible and coinsurance with a Health Savings Account.
- Dental & Vision: Competitively priced through Carolina HealthWorks.
- Pharmacy coverage.
- $0 cost for preventive health care visits.
- $0 cost for vendor telehealth or 0% after deductible for HSA-eligible plans.
- Health & wellness programs at no additional cost.
- Coverage across the U.S. and around the world.
- Nationwide network including 97% of hospitals and 92% of doctors in North Carolina.
Looking for an affordable, easy way to offer employees high-quality health coverage?
Let’s find the Carolina HealthWorks plan that’s right for your business.
Contact Parrott Benefit Group today at 336-249-7705.
Why Parrott?
Parrott Benefit Group is your local resource for navigating the Carolina HealthWorks Program, with more than 44 years of experience supporting fellow North Carolina businesses. Our boutique service model is specifically designed to help small to mid-size companies, and we are a licensed agency authorized to provide hands-on support and resources for easy Carolina HealthWorks plan transition.
If you’re already an NC Chamber member, contact us for help deciding which Carolina HealthWorks plan works best for your business and budget.
If you’re not already a member of the NC Chamber or a local Chamber, you can join to take advantage of Carolina HealthWorks and all of the member benefits available.
Resources
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