2020 HRA, HSA, FSA Comparison

Important links:

Medical and Dental Expenses: https://www.irs.gov/publications/p502
Health Savings Accounts: https://www.irs.gov/publications/p969

Eligible Expenses:

• Abortion
• Acupuncture
• Alcoholism
• Ambulance
• Annual Physical Examination
• Artificial Limb
• Artificial Teeth
• Bandages
• Birth Control Pills
• Body Scan
• Braille Books and Magazines
• Breast Pumps and Supplies
• Breast Reconstruction Surgery
• Capital Expenses
  • Operation and upkeep.
  • Improvements to property rented by a person with a disability.
• Chiropractor
• Christian Science Practitioner
• Contact Lenses
• Crutches
• Dental Treatment
• Diagnostic Devices
• Disabled Dependent Care Expenses
• Drug Addiction
• Drugs
• Eye Exam
• Eyeglasses
• Eye Surgery
• Fertility Enhancement
• Founder’s Fee
• Guide Dog or Other Service Animal
• Health Institute
• Health Maintenance Organization (HMO)
• Hearing Aids
• Home Care
• Home Improvements
• Hospital Services
• Insurance Premiums
  • Health Coverage Tax Credit (HCTC)
  • Employer-Sponsored Health Insurance Plan
    • Long-term care services.
    • Retired public safety officers.
    • Health reimbursement arrangement (HRA).
  • Medicare A, B, D
  • Prepaid Insurance Premiums
  • Unused Sick Leave Used To Pay Premiums
• Intellectually and Developmentally Disabled
• Laboratory Fees
• Lactation Expenses
• Lead-Based Paint Removal
• Learning Disability
• Legal Fees
• Lifetime CareAdvance Payments
  • Dependents with disabilities.
  • Payments for future medical care.
• Lodging
• Long-Term Care
  • Qualified Long-Term Care Services / Contracts
    • Chronically ill individual.
    • Maintenance and personal care services.
• Meals
• Medical Conferences
• Medical Information Plan
• Medicines
  • Imported medicines and drugs.
• Nursing Home
• Nursing Services
  • Employment taxes.
• Operations
• Optometrist
• Organ Donors
• Osteopath
• Oxygen
• Physical Examination
• Pregnancy Test Kit
• Premium Tax Credit
• Prosthesis
• Psychiatric Care
• Psychoanalysis
• Psychologist
• Special Education
• Sterilization
• Stop-Smoking Programs
• Surgery
• Telephone
• Television
• Therapy
• Transplants
• Transportation
  • Car expenses.
    • Special design.
    • Cost of operation.
• Trips
• Tuition
• Vasectomy
• Vision Correction Surgery
• Weight-Loss Program
• Wheelchair
• Wig
• X-ray