The following chart shows the health savings account (HSA) limits that will apply for 2025, along with the 2024 limits for comparison purposes. The IRS limits for HSA contributions, as well as the minimum deductible and out-of-pocket maximum limits for high deductible health plans (HDHPs), will increase in 2025.
| Type of Limit | Type of Limit | 2024 | 2024 | Change |
|---|---|---|---|---|
|
HSA Contribution Limit |
Self-only |
$4,150 |
$4,300 |
Up to $150 |
|
Family |
$8,300 |
$8,550 |
Up to $250 |
|
|
HSA Catch-Up Contributions (not subject to adjustment for inflation) |
Age 55 or older |
$1,000 |
$1,000 |
No change |
|
HDHP Minimum Deductible |
Self-only |
$1,600 |
$1,650 |
Up to $50 |
|
Family |
$3,200 |
$3,300 |
Up to $100 |
|
|
HDHP Maximum Out-of-Pocket |
Self-only |
$8,050 |
$8,300 |
Up to $250 |
|
Family |
$16,100 |
$16,600 |
Up to $500 |
LINKS & RESOURCES
- IRS Revenue Procedure 2023-24—HSA limits for 2024
- IRS Revenue Procedure 2024-25—HSA limits for 2025
This article is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice. © 2019-2024 Zywave, Inc. All rights reserved.
