On Jan. 15, the White House rolled out a health care plan as a broad framework to help Congress craft legislation to address health care cost challenges. The plan aims to lower prescription drug prices, reduce insurance premiums and redirect federal subsidies directly to Americans.
“We’re calling it the Great Health Care Plan. Instead of putting the needs of big corporations and special interests first, our plan finally puts you first and puts more money in your pocket.”
– President Donald Trump
- Slash prescription drug prices by tying U.S. prices to those paid in comparable countries.
- Allow more over-the-counter medicines by allowing more verified, safe medications to be sold without prescriptions.
- Send federal subsidy money directly to Americans to purchase the health insurance of their choice. This would redirect subsidies paid to insurance companies under the ACA and send them directly to individuals, potentially through health savings accounts.
- Fund a cost-sharing reduction program intended to save taxpayers at least $36 billion and reduce common ACA premiums by over 10%.
- Cut pharmacy benefit manager (PBM) kickbacks that raise insurance costs through middleman brokerage practices.
- Create the “plain-English insurance” standard that would require insurers to publish coverage and rate information—without industry jargon—on their websites.
- Require health insurance companies to publish costs of overhead versus claim payments on their websites.
- Require insurers to display claim denial rates and average wait times for routine care on their websites.
- Require all Medicare- and Medicaid-participating providers and insurers to publicly post their prices to maximize transparency and avoid surprise medical bills.
What’s Next?
The content of this article is of general interest and is not intended to apply to specific circumstances. It should not be regarded as legal advice and not be relied upon as such. In relation to any particular problem which they may have, readers are advised to seek specific advice. © 2026 Zywave, Inc. All rights reserved.
